Terms of Service

Effective Date: 01/30/2026

Welcome to Kim Berry Home Loans (“Company,” “we,” “our,” or “us”). By accessing or using our website, https://kimberryhomeloans.com (the “Website”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, please do not use this Website.


Use of Website

This Website is provided for informational purposes only and to allow users to submit inquiries related to home loans, mortgage services, and related financial products.

You agree to use the Website only for lawful purposes and in accordance with these Terms.


No Financial or Legal Advice

Information provided on this Website does not constitute financial, legal, or tax advice.

Loan products, rates, and terms are subject to change

All loan approvals are subject to underwriting, credit review, and lender guidelines

Submitting information does not guarantee loan approval

You should consult appropriate professionals before making financial decisions.


User Submissions

By submitting information through forms, applications, or communications on this Website, you represent that:

All information provided is accurate and truthful

You have the legal right to submit the information

You consent to being contacted by Kim Berry Home Loans regarding your inquiry

We reserve the right to decline or discontinue communication at our discretion.


Communication Consent

By providing your contact information, you agree to receive communications from Kim Berry Home Loans, including:

Phone calls

Emails

SMS/text messages

These communications may relate to your inquiry, application, appointment reminders, or service updates.

Message and data rates may apply

Message frequency may vary

You may opt out of SMS messages at any time by replying STOP


Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of Kim Berry Home Loans or its licensors and is protected by intellectual property laws.

You may not reproduce, distribute, or modify any content without prior written consent.


Third-Party Services & Links

This Website may contain links to third-party websites or services. We are not responsible for the content, accuracy, or privacy practices of third-party sites.

Use of third-party services is at your own risk.


Disclaimer of Warranties

This Website is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding:

Accuracy or completeness of information

Website availability or functionality

Error-free or uninterrupted access


Limitation of Liability

To the fullest extent permitted by law, Kim Berry Home Loans shall not be liable for any damages arising from:

Use or inability to use the Website

Reliance on Website information

Errors, omissions, or delays

This includes direct, indirect, incidental, or consequential damages.


Indemnification

You agree to indemnify and hold harmless Kim Berry Home Loans, its affiliates, officers, employees, and partners from any claims, liabilities, damages, or expenses arising from your use of the Website or violation of these Terms.


Termination

We reserve the right to suspend or terminate access to the Website at any time, without notice, for any reason, including violation of these Terms.


Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the state in which Kim Berry Home Loans operates, without regard to conflict of law principles.


Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated effective date. Continued use of the Website constitutes acceptance of the revised Terms.


Contact Us

If you have questions about this Privacy Policy or how your information is handled, please contact:

Kim Berry Home Loans
Website: https://kimberryhomeloans.com
Email
: [email protected]
Phone: ‭+1 (810) 358-6081‬